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It is a well-documented fact that Small and Medium Enterprises contribute largely to employment and national development in Zambia. Despite their huge impact on the economy’, SMEs usually find it difficult to thrive due to lack of access to affordable credit.
Most financial institutions are reluctant to lend to SMEs due to a myriad of reasons with the most notable ones being lack of collateral, information asymmetry as well as poor record management. Given these reasons, banks are usually unable to give SMEs loan facilities using a risk based pricing that offers favorable interest rates. Read more
We issue credit guarantees through Partner Financial Institutions to MSMEs with viable businesses but inadequate collateral
We link MSMEs to financial service providers suited to their financial needs.
Working with business coaches, We build the capacity of MSMEs that access credit guarantees
Plot 35 Corner Of Bishops and Roan Road
Kabulonga, Lusaka
Phone: +260211238504
+260211238518
Email: info@zcgs.co.zm
Zambia Credit Guarantee Scheme (ZCGS) | © 2022, All rights reserved
